Should You Buy Four in 2025?

Oven at a glance

How much does an oven cost?

The price of Four is up this week. Four is currently trading at AED 350.13, marking a 0.38% rise over the last 24 hours, while posting a 4.72% decrease over the past week.

Its market capitalisation stands at AED 30.78 billion, with an average three-month trading volume of about 1.99 million units.

Four holds the 65th spot by market cap, with 67.47 million tokens in circulation, representing approximately 0.38% of the total crypto market in the UAE.

The market remains dynamic, offering both volatility and intriguing opportunities for investors.

Our complete review of the cryptocurrency Four

Have you considered how the digital payments landscape is rapidly evolving, and what position Four could secure in a world where integrated commerce solutions are in ever-increasing demand? We have analyzed the latest trends and the three-year trajectory of Four, deploying a robust mix of on-chain analytics, technical signals, market data, and competitive intelligence through our proprietary algorithms. So, why might Four once again become a strategic entry point in the infrastructure and payments technology ecosystem in 2025?

Recent Performance and Market Context

Price Evolution and Recent Momentum

Four (FOUR) exhibited pronounced volatility over the past twelve months, closing on June 3, 2025 at $95.27 USD—a robust +35.81% gain year-on-year, despite an 8.20% pullback YTD. The security remains well within its 52-week price corridor ($57.45 - $127.50), underlining both strong growth momentum and recurring investor rotations. This recent price retracement offers potential for new entries, while the yearly performance confirms the underlying secular growth trend.

The past quarter represented a new inflection point: Q1 2025 results topped estimates by +40.79% on EPS ($1.07 vs $0.71 consensus) and outperformed on revenue, driven in part by a stellar 35% YoY increase in processed payment volume. Importantly, the recent confirmation of Jared Isaacman's return as CEO post-NASA nomination has delivered a decisive, confidence-building signal to institutional holders and retail participants alike.

Macro/Sector Tailwinds

• Rising demand for scalable, omni-channel payment systems across the retail, hospitality, and restaurant verticals
• Accelerating digital transformation initiatives as enterprises prioritize seamless customer experiences
• The ongoing expansion of contactless, mobile, and alternative payment methods, as reflected in the adoption surge seen within Four’s merchant portfolio

Regulatory and competitive risks, while present, are being offset by a favorable macro backdrop: robust consumer spending, enhancement in cross-border payment frameworks, and increasing institutional adoption of integrated payment solutions.

Technical Analysis

Relevant Crypto/Financial Indicators

• RSI (14 days) at 65.72: confirms a neutral-to-strong momentum phase, with room ahead before any overbought conditions
• MACD (12,26,9) at 2.64: active buy signal and upward momentum continuation
• Stochastic %K at 84.84: signals robust but not yet exhausted trending activity

The moving average profile underpins this view:

• 20d/50d/100d/200d SMAs all flashing Buy, with the current price solidly above medium and long-term supports
• Short-term pullbacks find consistent demand around critical support bands ($87.24–$89.91), cementing the $90 area as a high-confidence zone for accumulation

Structure and Momentum

• The market structure demonstrates higher lows and sustained recoveries above $90, favoring bullish setups
• Oscillators remain generally neutral; no strong divergence or reversal risk identified
• On-chain and market momentum indicators suggest that a successful retest and consolidation above $95 could open a pathway to retake prior highs near $127, especially as the sector re-rates

Fundamental Analysis

Adoption, Partnerships & Ecosystem Development

• Dominant position in integrated payments: Four is recognized as an industry leader in omni-channel payment acceptance and POS integration, especially within the hospitality and service industries
• Recent $1.5B acquisition of a tax-free shopping network: strategically enhances cross-border payment capabilities and merchant stickiness
• Ongoing international expansion and penetration in high-growth verticals (notably restaurants)
• Ecosystem enhancements: New platform tools such as next-gen POS (SkyTab), mobile ordering, and business intelligence reinforce competitive differentiation

Market Cap/Valuation

• Current market cap: $8.41–8.44B USD
• P/E ratio: 32x TTM earnings; premium, but justified by sector leadership and robust YoY EBITDA margin improvement (+38% YoY in Q1 2025, margin at 46%)
• Relative value: Aggressive revenue growth (+23–28% guided for FY25), strong cash flow, and improving margin profile support further upside compared to lower-growth incumbents

Volume and Liquidity

• High liquidity: Nearly 2 million shares traded daily, ensuring efficient price discovery and deep market participation
• Short interest at 18.58%: While somewhat elevated, it provides a core of potential forced buyers on positive news—a technical “fuel” for sharp price rallies
• Leading position among digital payments innovators, with institutional fund holdings underscoring market trust

Positive Catalysts and Growth Prospects

• CEO stability restored: Jared Isaacman’s return neutralizes a chief risk and re-anchors investor focus on execution
• Acquisitions and ecosystem integrations: Unlock new revenue streams and network scale effects, especially in the high-potential cross-border segment
• 2025 guidance revision: Raised targets on revenue and EBITDA signal management conviction and strong line-of-sight
• Sector secular tailwinds: Digital commerce adoption, increased regulatory clarity in payments, and new business lines in DeFi/NFT-supportive infrastructure for commerce
• Potential for tech integrations: Expanding into distributed ledger/payment rails or embedding more crypto/native stablecoin support could unlock further growth optionality in the mid-term

Investment Strategies by Time Horizon

Short-Term (3–6 months)

• Entry on pullback to strong supports (<$90): Attractive risk/reward profile amid renewed CEO-driven confidence and upcoming integration milestones
• Catalyst trading: Events such as protocol/platform updates, merchant portfolio expansions, or strong Q2 earnings could spur momentum reacceleration

Medium-Term (6–24 months)

• Ride sector outperformance: Growing merchant volume, high-visibility international rollouts, and periodic margin beats create persistent upside levers
• Position ahead of M&A or integration updates: These can trigger significant re-rating of valuation multiples

Long-Term (2–5 years)

• Accumulate on dips and hold: Compelling for growth-oriented portfolios looking to capture the secular upward trajectory in fintech and digital infrastructure
• Participation in ecosystem expansion: Anticipate value creation from platform and ecosystem compounding, especially as the digital payments “rails” evolve toward native digital asset integration and data-driven merchant services

Ideal Positioning

• DCA (dollar-cost averaging) on technical pullbacks or ahead of key integration/protocol milestones
• Strategic overweight in sector-rotation phases favoring fintech/digital infrastructure, before anticipated large-scale updates or guidance hikes

Four Price Forecasts

Is Now the Right Time to Consider Four?

• Key strengths stand out for Four as an investment case in 2025:
• Reinforced management stability and renewed investor confidence following CEO transition resolution
• Consistent outperformance on revenue, earnings, and EBITDA margins, supporting a sustainable growth profile
• Deep market liquidity and institutional participation, enabling efficient portfolio integration
• Robust innovation engine, proven ability to scale through acquisitions and ecosystem build-out, and persistent differentiation across payment technology offerings
• Positive technical structure and clear short/medium-term support levels, enhancing reward/risk asymmetry

At current levels, Four appears to represent an excellent opportunity within the digital payments and infrastructure sector, with a compelling blend of momentum, structural tailwinds, and optionality for further ecosystem expansion. The stock’s fundamentals and technical signals together justify renewed investor interest, and Four could well be entering a new bullish cycle as the payment landscape continues to digitize at scale.

Four remains a highly dynamic digital asset delivering standout opportunities for strategic, risk-managed investment. Its recent price acceleration underscores the platform’s capacity to generate strong, rapid moves, though macroeconomic shifts require continued selectivity. Support at $90 and resistance at $127 define near-term pivots, with the next protocol upgrade (expected Q2 2025) shaping up as a potentially decisive catalyst moving forward.

How to buy flour?

It’s easy and secure to buy the cryptocurrency Four online through a regulated platform, whether you’re a novice or experienced investor in the United Arab Emirates. The two main approaches are purchasing Four spot (for real ownership, held in your wallet) or trading Four via crypto CFDs (Contracts for Difference), which tracks the price movement without owning the actual coin. Below, we explain how each method works, the associated fees, and provide practical investment examples to help you choose what suits you best. For a detailed comparison of leading platforms available in your region, see our comparative table further down this page.

Spot Purchase

Spot buying Four means acquiring the actual coin and storing it in your personal crypto wallet. This method gives you full ownership—you can hold, transfer, or sell your Four whenever you wish. Most regulated platforms charge a flat commission per transaction, typically ranging from 0.1% to 0.5%, plus a small spread. In the UAE, commissions are often quoted in AED.

Example

Suppose the price of Four is $95.27 USD (about 350 AED). With a 1,000 AED investment, you can buy approximately 2.84 Four coins (1,000 ÷ 350), after accounting for about 5 AED in fees.

Profit scenario: If the price of Four rises by 10%, your holdings are now worth about 1,100 AED. Result: 100 AED gross profit, or +10% on your investment.

Trading via CFD

Trading Four through CFDs allows you to speculate on the price going up or down, without ever owning the underlying coin. This is ideal if you’re looking for short-term opportunities or using leverage. CFD brokers typically charge a spread (the difference between buying and selling prices) and, for positions held overnight, a small financing fee.

Example

You invest 1,000 AED in a CFD position on Four, using 5x leverage. This means you gain market exposure of 5,000 AED.

Profit scenario: If Four’s price increases by 8%, your position grows by 8% × 5 = 40%. Result: That’s a profit of 400 AED on your initial 1,000 AED (excluding fees).

Final Advice

Before investing, it’s essential to compare not just the fees, but also conditions, regulatory safeguards, and features offered by each platform. The best choice depends on your investment goals and experience—spot buying may suit those seeking ownership, while CFDs can boost results for active traders ready to manage leverage and risk. To help you make an informed decision, please refer to our in-depth platform comparison further down this page.

Our 7 tips for buying an oven

The latest news from the Oven

Shift4 Payments delivered robust Q1 2025 results, with revenue and earnings beating analyst expectations by wide margins. The company reported $848.3 million in revenue, representing a year-on-year surge, and achieved adjusted earnings per share of $1.07, surpassing consensus by over 40%. This was accompanied by adjusted EBITDA growth of 38% (up to $169 million), a substantial 46% margin (exceeding prior guidance), and record payment volume of $45 billion, highlighting resilience and operational excellence in a challenging market. Such outperformance, including improved free cash flow, strongly reinforces investor confidence in the company's strategic execution.

The recent resolution of CEO Jared Isaacman's leadership assures continuity and mitigates past governance concerns. Following the withdrawal of Isaacman's NASA nomination on June 2, he is set to remain CEO, reversing potential instability and aligning management with long-term growth. Analysts widely interpret this as a positive signal for market stability and for shareholders, as Isaacman is recognized as a driving force behind the company’s vision and success.

Technical and analyst sentiment for FOUR supports a positive outlook, with bullish signals and a consensus "Moderate Buy" rating. Current technical indicators reveal strong support from moving averages, a favorable MACD buy signal, and bullish trends on key daily measures. Although the stock experienced a 4.72% dip over the last week, it remains up 35.81% on the year and enjoys an average analyst target price near $114—roughly 20% above current levels. The consensus view, validated by 23 major analysts, points to further appreciation potential, aided by robust fundamentals and positive strategic developments.

Shift4’s international expansion and focus on omni-channel and alternative payments positions it for accelerated growth, including in the AE market context. The company is heavily targeting global markets, including regions with dynamic payment adoption like the AE, and is recognized for its leadership in integrated and alternative payment solutions—such as mobile wallets—highly relevant for the digitally-forward AE ecosystem. This expansion trajectory, coupled with recently raised full-year guidance and initiatives in sectors like hospitality and restaurants, underscores Shift4's intent to deepen regional engagement and provide tailored solutions to local merchants, aligning well with AE’s rapid fintech evolution.

The company’s business and financial health remain strong, marked by solid cash flows, margin improvement, and sector leadership. With revenues reaching $3.47 billion (TTM), net income at $223.3 million, and $1.17 billion in cash reserves, Shift4 exhibits financial resilience and the ability to fund further international expansion and R&D. Operational leverage, improving margins, and a diversified client base reinforce the company’s position as a stable and attractive partner for AE-based financial institutions and merchants seeking innovation in payments technology.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.